Job Vacancies at Alert Microfinance Bank 2022/2023 – Apply Now

Job Vacancies at Alert Microfinance Bank 2022/2023 – Alert Microfinance Bank is recruiting suitably qualified candidates to fill the vacant job positions in their company. Interested applicants should kindly follow the job application procedures below to apply successfully.

Alert Microfinance bank is a leading financial service provider with core mandate of providing affordable, flexible financial and non-financial services to SME, Private and Public Sectors.

We are recruiting to fill the position below:

Job Title: Credit Risk Officer

Location: Lagos Mainland / Lagos Island, Lagos
Employment Type: Full-time

Job Description

  • Branch Manager at Alert Microfinance Bank is responsible for the coordination, supervision of subordinates via evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.

Specific Roles

  • Coordinate, supervise, market loan products and process loan applications for Customers
  • Oversee subordinates and evaluate loan processing to determine customers financial eligibility and feasibility of repayment of loans
  • Determine all applicable ratios and metrics and set up loan payment plans
  • Complete loan contracts and counsel clients on policies and restrictions
  • Opening loan applications, Conducting loan analysis by visiting the business and household of clients
  • Visiting the business / employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
  • Presenting loan proposals to the credit units and informing the client about the decision of the credit units
  • Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
  • Ensuring high quality standards of the bank’s credit portfolio
  • Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Qualifications and Requirements

  • Candidates must possess a minimum of a Bachelor’s Degree or its equivalent in Marketing or related discipline.
  • 3 – 5 years cognate experience from a reputable Microfinance Bank.
  • Sound Risk Management experience and can disburse / deliver a Min of 30million Naira Loan Monthly with good success rate and track records.
  • Good knowledge of Lagos Island and Mainland markets
  • Ability to disburse Micro, SME Loans in large volumes without default
  • Experienced in repayment tracking and loan collection without a day default

Competencies

  • Detailed and target oriented
  • Excellent team spirit and communications skills
  • Excellent Human Relations and Inter-personal skills
  • Goal oriented.

Job Title: Experienced SME Loan Marketer

Location: Lagos
Employment Type: Full-time

Job Description

  • Experienced SME Loan Marketers at Alert Microfinance Bank are responsible for the evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.

Specific Roles

  • Market loan products and process loan applications for SME Customers
  • Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
  • Determine all applicable ratios and metrics and set up loan payment plans
  • Complete loan contracts and counsel clients on policies and restrictions
  • Opening loan applications Conducting loan analysis by visiting the business and household of clients
  • Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
  • Presenting loan proposals to the credit units and informing the client about the decision of the credit units
  • Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
  • Ensuring high quality standards of the bank’s credit portfolio
  • Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Qualifications and Requirements

  • Candidates must possess a minimum of a Bachelor’s Degree or its equivalent
  • Minimum of B.Sc. or its equivalent in Marketing or related field.
  • Minimum of 5 years cognate experience from a reputable Microfinance Bank.
  • Sound Risk Management experience and can disburse/deliver a Min of 30million Naira Loan Monthly with good success rate and track records.
  • Good knowledge of Lagos Island and Mainland markets.
  • Ability to disburse SME Loans in large volumes without default.
  • Experienced in repayment tracking and loan collection without a day default.

Competencies

  • Detailed and target oriented.
  • Excellent team spirit and communications skills.
  • Excellent Human Relations and Inter-personal skills.
  • Goal oriented.

Job Title: Branch Manager

Locations: Lagos Island and Mainland, Lagos
Employment Type: Full-time

Job Description

  • Branch Manager at Alert Microfinance Bank is responsible for the coordination, supervision of subordinates via evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.

Specific Roles

  • Coordinate, supervise, market loan products and process loan applications for Customers
  • Oversee subordinates and evaluate loan processing to determine customers financial eligibility and feasibility of repayment of loans
  • Determine all applicable ratios and metrics and set up loan payment plans
  • Complete loan contracts and counsel clients on policies and restrictions
  • Opening loan applications Conducting loan analysis by visiting the business and household of clients
  • Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
  • Presenting loan proposals to the credit units and informing the client about the decision of the credit units
  • Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
  • Ensuring high quality standards of the bank’s credit portfolio
  • Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Qualifications and Requirements

  • Candidates must possess a minimum of Bachelor’s Degree or its equivalent in Marketing or related field.
  • Candidates should have at least 3 years relevant work experience from a reputable Microfinance Bank.
  • Sound Risk Management experience and can disburse / deliver a Min of 30million Naira Loan Monthly with good success rate and track records.
  • Good knowledge of Lagos Island and Mainland markets
  • Ability to disburse Micro, SME Loans in large volumes without default
  • Experienced in repayment tracking and loan collection without a day default

Competencies

  • Detailed and target oriented
  • Excellent team spirit and communications skills
  • Excellent Human Relations and Inter-personal skills
  • Goal oriented.

How to Apply

Interested and qualified candidates should send their CV to: hr@alertmfb.com.ng using “Credit Risk Officer” as the subject of the mail.

Application Closing Date

10th March, 2022.

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